Category: Money
Advice On Saving, Planning and Paying for College
Now is a good time for families of high school upperclassmen to plan how they’re covering the cost of college. It can help to follow this 1-2-3 approach:
Credit and Debt Fall Between the Generation Gaps
Different tastes in music and varying perspectives on history aren’t the only factors that define the gaps between the generations. A new credit trends study shows that the generations also differ on how they handle credit and debt.
Don’t Fall for Foreign Lottery Fraud
Each year, organized groups of criminals target and victimize thousands of Americans by telephone, e-mails and through the mail—but you can protect yourself and your family.
Having Fun and Staying on Budget
Sticking to a budget can be easier than you may think-and it can even be fun. Here are hints on how: Do the math: To help you put the cost of various “fun” expenses in perspective, take your household income and divide it by 2,000. That tells you roughly what you earn pretax per hour. [...]
Staying Secure when Using Online and Mobile Banking
Whether you’re saving up for a vacation or already traveling on one, banks can make it easier for you to stay in control of your finances with online and mobile banking. Mobile banking lets you access your accounts, check balances, pay bills, transfer money and locate ATMs and bank centers. With online banking, customers can [...]
Five Tips to Help You Save More & Spend Less
A recent survey conducted by Harris Interactive discovered some interesting things about how and to whom Americans make commitments, particularly when it comes to saving and planning for the future. The study revealed that 88 percent of Americans are driven to keep their financial promises by a desire to be regarded as trustworthy. It also [...]
Gas Prices Steer Buyers to Fuel-Efficient Cars
With oil hovering around $100 per barrel and gasoline prices continuing to rise, more car buyers are interested in cars, trucks and utilities that offer fuel economy, especially those with EPA-certified ratings of 40 mpg or more. To achieve this, car manufacturers are working to improve aerodynamics and fuel-saving technologies. For example, Ford recently designed [...]
Financing Your Child’s Future
For many people, the only thing harder than getting into college is paying for it. Three tips can help: Think ahead: As early as their sophomore year, students should begin collecting and organizing applications, recommendations, test scores, essays and transcripts. Begin applying by junior year to take advantage of scholarships geared toward younger students. Create [...]
New Notices Help Consumers Manage Their Credit
There’s helpful news for consumers who want to improve or maintain their credit standing. New regulations on credit reporting will provide consumers with a better understanding of how lenders view their credit history. New rules from the Federal Reserve and the Federal Trade Commission require lenders to inform consumers about certain aspects of their credit [...]
Used Clothing Could Save You Hundreds on Taxes
It’s a typical scene: You’ve cleaned out a closet or your garage and have a box full of items you no longer want. You’d rather give it to charity than send it to the landfill or have a time-consuming garage sale. You know you can deduct the value of the items on your tax return [...]
